A mortgage pre-qualification and pre-approval are not the same thing. Scottie Campbell, Founder of Waymaker Mortgage, breaks down the differences between each, explains the process for both, and details what being pre-qualified and pre-approved means for homebuyers.
Hi, I'm Scottie! I love to help folks all around the USA learn about mortgage lending, real estate investing, building wealth through real estate and how to be the most successful homeowner they can be - I'd love to help you too! This channel will be all about providing value to the journey of purchasing, refinancing and owning your home. Professionally, I am a licensed mortgage loan originator and the Founder of Waymaker Mortgage. If you or someone you know needs excellent mortgage advice please visit WaymakerMtg.com to learn more or click on "Start My Loan" to get your quick loan pre-approval. Reach out to us to book a complimentary loan strategy conversation here: www.waymaker.link/call Scottie Campbell NMLS 1610726 Waymaker Mortgage a division of Hometown Lenders, Inc. Branch NMLS 2115083 Company NMLS 65084 Main Branch Office: 605 River Bend, Ste. 100 Georgetown, TX 78628
BRAND AFFILIATION DISCLOSURE: "Waymaker Mortgage" has previously been a legal trade name (DBA) of Kama'aina Mortgage Group, Inc. NMLS 1276471 and Hometown Lenders, Inc. NMLS 65083.
The name "Waymaker Mortgage" is no longer associated with either of these organizations.
Waymaker Mortgage Company LLC - NMLS 2440476, is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking - Division of Savings and Mortgage Lending. Texas Mortgage Banker Disclosure – Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
Consumer Complaint Policy
It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly. As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his/her designate, in order to take action. All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws.
For more information, contact us at the number on the Home Page.
Privacy Act Disclosure
By entering your mobile number into any webform or loan application you are agreeing to receive recurring automated marketing text messages (e.g. reminders) and phone calls specifically in regards to the services Waymaker Mortgage Company provides at the phone number submitted. Consent is not a condition to purchase or do business with our firm. Msg & data rates may apply. Msg frequency varies. Upon receiving any SMS messages from our firm, Reply HELP for help and STOP to cancel.